DFW · Collin & Grayson Counties · North Texas

DFW & North Texas Tire & Wheel Shops: Stop Paying 3–4% on Card Sales

Legal cash discount / dual pricing programs that take processing fees out of your margin — plus same day funding, equipment at no cost, and a local family on call 24/7.

  • ✔ 0% processing fee programs
  • ✔ Same day funding
  • ✔ No-cost equipment
  • ✔ Español · Português

How It Works

Three steps. No pressure, no cost to look.

1

Send a Statement

Text a photo or upload your latest processing statement. Takes 2 minutes.

2

Get a Free Analysis

We show exactly what you're paying — effective rate, hidden fees — and what a compliant dual pricing setup would look like.

3

Switch & Keep More

We set up no-cost equipment, train your counter staff and support you 24/7, with same day funding.

Savings Calculator

Plug in your numbers. This is math, not a promise.

Total fees ÷ total volume on your statement. Many shops land around 3–4%.

Fees per month–
Fees per year–

With 0% via dual pricing, you could keep up to

–/yr

Illustration only. Actual results depend on your statement, program setup and applicable card-brand/state rules.

Get My Free Statement Analysis

Services

Everything a busy shop needs from a processor — and a partner.

0% Processing Fees

Legal cash discount / dual pricing programs that protect your profit by eliminating fees. Each state has its own rules — we stay current on Visa/Mastercard changes to keep you compliant.

Same Day Funding

If time is money, why settle for less? Get your card sales deposited the same day.

24/7 Local Support

Our family is on call 24/7 with U.S.-based backup. We don't disappear after setup — we service your account for the whole relationship.

Equipment at No Cost

In most cases — POS system, online integration or standalone terminal — hardware is provided at no cost. We recommend; you decide.

Business-to-Business Savings

Most agents only understand a few industries. We improve processes and find savings where others find limitations.

Chargeback Assistance

We evaluate your process to prevent chargebacks, and we get involved when prevention fails. It's your money — protect it.

Merchant Fraud Protection

Multiple layers protect both you and your customers from fraudulent transactions. Rely on competence instead of luck.

Complimentary Business Consulting

More than a processor — a partner resource for building systems and processes, whether to gain efficiency or scale.

Free Virtual Terminal

Accept payments on any device — as your primary, backup or mobile solution.

High-Risk Processing

Some industries are labeled high risk. Our approval rates in the high-risk space are over 95%.

Why S.A.G.

Local Supporting Local.

Honesty · Compassion · Service

These values are the foundation of how we serve clients. When our clients win, we win. Saving money is easy — we seek greater impact.

True Accountability

We service your account throughout the relationship — not just at setup. Our family is on call 24/7.

We Know Shops

We focus on wheel & tire shops doing $20K+ a month in card volume, and we understand how your counter really runs.

Your Language

Hablamos español. Falamos português. Owner John McGraw works with you directly.

FAQ

What is dual pricing / cash discount?

You post two prices: a cash price and a card price. The card price covers the processing cost, so the fee isn't coming out of your margin. Customers paying cash pay the cash price.

Is it legal in Texas?

Yes — when set up correctly. Card-brand (Visa/Mastercard) rules and state rules apply to signage, receipts and how prices are shown. We stay current on those rules and set up your program to comply.

Will I need new equipment?

In most cases we provide the hardware at no cost — POS, standalone terminal, or online integration. We recommend; you decide.

How fast do I get paid?

Same day funding is available, so your card sales hit your account quickly.

What if I get a chargeback?

We help you prevent them up front and get involved to fight them when they happen.

Do you speak Spanish or Portuguese?

Yes. Hablamos español. Falamos português.

What areas do you serve?

Our home base is Dallas–Fort Worth and North Texas — Collin and Grayson counties, including Dallas, Plano, McKinney, Frisco, Allen, Sherman, Denison, Melissa and Van Alstyne. We also serve Houston tire & wheel shops.

Free Statement Analysis

Send your latest statement and we'll show you exactly what you're paying. Call or text (817) 818-8016 · Mon–Sat 8am–8pm.

Prefer email? Send your statement to mcgraw@teamsag.com · (817) 818-8016